1230 Tuesday 4 December 2018

According to the Barclays Equity Gilt Study of 2018, an investment in shares beats cash and this has been statistically proven over 118 years of data. But if a smart trader really wants to make a better return from their investment, the £20,000 tax shelter offered by the UK government in the form of an ISA would be a wise choice.


Whether you are opening an ISA for the first time or you are an experienced investor, a Stocks & Shares ISA is an effective way of maximising returns. As highlighted by the chancellor in the last budget, the allowance for an ISA will remain at £20,000 through to the 2019/2020 tax year and that covers your investment from any capital gains and income tax that would have incurred.

Whilst the data demonstrates that a Stocks and Shares ISA is statistically more rewarding than a Cash ISA, it is still important to remember that the value of shares can rise and fall, and you may not necessarily get back the amount you invested. Tax rules can change, and the reliefs depend on your personal circumstances. For these reasons, it is highly recommended that you either conduct your own research before investing and/or seek the advice from Investment Adviser.

You can see further details on Stocks & Shares ISAs in our fact sheet or register your details below and one of our brokers will call you back.

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